Welcome to Western Commerce Bank

YOUR SECURITY IS IMPORTANT TO WESTERN COMMERCE BANK

We want you to understand what information we collect and how we use it. In accordance with Federal and State regulations Western Commerce Bank (WCB) is providing you this letter as an annual notification for Financial Privacy Rights. The following policy serves as a standard for all WCB employees for collection, use, retention and security of nonpublic personal information.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Western Commerce Bank. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as:
- Deposit account
- Loan account
- Safe deposit box

We will tell you the sources of the information we collect about you.
We will tell you what measures we take to secure that information.

Nonpublic Personal Informationmeans information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. Western Data Service Inc. (WDSI) is and affiliate of Western Commerce Bank.

A Nonaffiliated Third Party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party”.

THE INFORMATION THAT WE COLLECT

We collect information about you from the following sources: Information you give us on applications or other forms; Information about your transactions with us; Information about your transactions with other parties; Information from a consumer reporting agency; Information we receive as a result of verifying customer information.

INFORMATION WE DISCLOSE ABOUT YOU

We do not disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

CONFIDENTIAL, SECURE HANDLING OF YOUR INFORMATION

We restrict access to information about you to only those employees who need to know that information to provide our products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. We have the same policy about disclosing information about former customers as we do about current customers.










	YOUR SECURITY IS IMPORTANT TO WESTERN COMMERCE BANK We want you to understand what information we collect and how we use it. In accordance with Federal and State regulations Western Commerce Bank (WCB) is providing you this letter as an annual notification for Financial Privacy Rights. The following policy serves as a standard for all WCB employees for collection, use, retention and security of nonpublic personal information. NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS We, our, and us, when used in this notice, mean Western Commerce Bank. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers: Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as: Deposit account Loan account Safe deposit box We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. Nonpublic Personal Informationmeans information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section. An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. Western Data Service Inc. (WDSI) is and affiliate of Western Commerce Bank. A Nonaffiliated Third Party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party”. THE INFORMATION THAT WE COLLECT We collect information about you from the following sources: Information you give us on applications or other forms; Information about your transactions with us; Information about your transactions with other parties; Information from a consumer reporting agency; Information we receive as a result of verifying customer information. INFORMATION WE DISCLOSE ABOUT YOU We do not disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. CONFIDENTIAL, SECURE HANDLING OF YOUR INFORMATION We restrict access to information about you to only those employees who need to know that information to provide our products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. We have the same policy about disclosing information about former customers as we do about current customers.









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