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Checking

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Ask about our combined statements


Business Checking Account

Description: Low monthly fee. Monthly statement cycle.

Interest-Bearing: This account is not interest-bearing.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $100.00

Monthly Service Charges: A monthly service charge of $8.50 per cycle.  

Other Fees: $0.15 for each debit with a $0.25 credit based on your lowest monthly balance above $100. For other services refer to service and fee brochure.


Centsible Investor – Business Account

Description: Three debits and three pre-authorized drafts/ACH items per cycle. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $2,500.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statement with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Community Interest Checking Account

Description: Non-profit accounts only. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. Interest rate decreases on balances below $5,000.00 and is not paid on balances below $1,000.00. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $5,000.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statements with Image copies of checks printed in numerical order on three-hole punched paper for binding.
Ask about our combined statements

Business Checking Account

Description: Low monthly fee. Monthly statement cycle.

Interest-Bearing: This account is not interest-bearing.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $100.00

Monthly Service Charges: A monthly service charge of $8.50 per cycle.  

Other Fees: $0.15 for each debit with a $0.25 credit based on your lowest monthly balance above $100. For other services refer to service and fee brochure.


Centsible Investor – Business Account

Description: Three debits and three pre-authorized drafts/ACH items per cycle. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $2,500.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statement with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Community Interest Checking Account

Description: Non-profit accounts only. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. Interest rate decreases on balances below $5,000.00 and is not paid on balances below $1,000.00. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $5,000.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statements with Image copies of checks printed in numerical order on three-hole punched paper for binding.
Ask about our combined statements

Business Checking Account

Description: Low monthly fee. Monthly statement cycle.
Interest-Bearing: This account is not interest-bearing.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $100.00

Monthly Service Charges: A monthly service charge of $8.50 per cycle.  

Other Fees: $0.15 for each debit with a $0.25 credit based on your lowest monthly balance above $100. For other services refer to service and fee brochure.


Centsible Investor – Business Account

Description: Three debits and three pre-authorized drafts/ACH items per cycle. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $2,500.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statement with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Community Interest Checking Account

Description: Non-profit accounts only. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. Interest rate decreases on balances below $5,000.00 and is not paid on balances below $1,000.00. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $5,000.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statements with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Small Business Cents Checking Account

Description: This account has been created and tailored specifically to meet the needs of small business owners in Albuquerque, Clovis, and Portales. As a small business owner, consider the advantages of this account for your business. No monthly maintenance fee. No minimum balance requirement. Monthly statement cycle.

Interest-Bearing: This account is not interest-bearing.

Minimum Balance to Maintain: No minimum balance.

Other Benefits: FREE Check Images. FREE Night Drop Access. FREE E-Statements. Online Banking, Online Bill Pay, and Cash Management Services available
Ask about our combined statements

Business Checking Account

Description: Low monthly fee. Monthly statement cycle.
Interest-Bearing: This account is not interest-bearing.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $100.00

Monthly Service Charges: A monthly service charge of $8.50 per cycle.  

Other Fees: $0.15 for each debit with a $0.25 credit based on your lowest monthly balance above $100. For other services refer to service and fee brochure.


Centsible Investor – Business Account

Description: Three debits and three pre-authorized drafts/ACH items per cycle. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $2,500.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statement with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Community Interest Checking Account

Description: Non-profit accounts only. Low monthly fee if minimum balance is not maintained. You will receive Image copies of checks. Monthly statement cycle.

Interest-Bearing: Calculated daily, paid on statement cycle only. Interest rate decreases on balances below $5,000.00 and is not paid on balances below $1,000.00. We may change the interest rate on your account at any time.

Minimum Opening Deposit: $100.00

Minimum Balance to Maintain: $5,000.00

Monthly Service Charges: No monthly charge if you maintain the minimum balance. If balance falls below minimum, the monthly charge is $13.10.

Other Fees: For other services refer to service and fee brochure.

Other Benefits: Monthly or quarterly statements with Image copies of checks printed in numerical order on three-hole punched paper for binding.


Small Business Cents Checking Account

Description: This account has been created and tailored specifically to meet the needs of small business owners in Albuquerque, Clovis, and Portales. As a small business owner, consider the advantages of this account for your business. No monthly maintenance fee. No minimum balance requirement. Monthly statement cycle.

Interest-Bearing: This account is not interest-bearing.

Minimum Balance to Maintain: No minimum balance.

Other Benefits: FREE Check Images. FREE Night Drop Access. FREE E-Statements. Online Banking, Online Bill Pay, and Cash Management Services available

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Consumer and Commercial apps available for your Apple and Android devices.
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A variety of card options to keep your business running smoothly.